Limits On “Minor” Motor Vehicle Accident Injury Claims

Although regulated on both the federal and provincial levels, the life and property and casualty (including automobile) insurance business in Canada is an almost exclusively private, for-profit affair. The market is comprised of about thirty insurers of various sizes, each competing for Canadians’ business. All operate as for-profit companies, passing along net revenues to their … Continue reading Limits On “Minor” Motor Vehicle Accident Injury Claims

Tags: ICBC, ICBC Claim, Insurance Corporation of British Columbia, Minor Injury

Accident With an Uninsured Driver | Diamond and Diamond BC

You’ve been in an automobile accident. Although you are certain you weren’t at fault and nobody was seriously injured, like a James Bond martini, you are shaken. What’s more, your car is a total loss. Fortunately, the other driver’s insurer will pay for a new one. But what if you discover that he or she … Continue reading Accident With an Uninsured Driver | Diamond and Diamond BC

Tags: Auto Insurance, Car Accident, ICBC, Licence, Uninsured

Mistakes To Avoid When Filing an ICBC Claim – Diamond and Diamond BC

British Columbia residents who have never had to make an auto accident claim may assume that the Insurance Corporation of British Columbia (“ICBC”) is just another insurance company. In many respects this is correct, though it is nevertheless unique in several ways: Like the Post Office Department and Air Transport Security Authority, the ICBC is … Continue reading Mistakes To Avoid When Filing an ICBC Claim – Diamond and Diamond BC

Tags: Accident Benefits, ICBC, ICBC Claim, Insurance, Insurance Corporation of British Columbia

BC Government Announces ICBC Changes

After years of financial hardship at ICBC, the BC NDP government announced on February 6, 2018, a series of changes to ICBC that may affect those injured in a car accident in BC. These changes include a $5,500 cap on pain and suffering on minor injury awards and the introduction of a Civil Resolution Tribunal … Continue reading BC Government Announces ICBC Changes

Tags: BC Government, ICBC

Do’s and Don’ts After a Car Wreck – Diamond and Diamond BC

According to the Transport Canada website, in 2015 Canada’s 25 million licenced drivers were involved in around 160,000 automobile accidents in which a driver, pedestrian or passenger suffered reportable injuries. Many other crashes involve only damage to the vehicles or other property. While these numbers are relatively modest in comparison to those in many other … Continue reading Do’s and Don’ts After a Car Wreck – Diamond and Diamond BC

Tags: Car Accident, ICBC, Injury, Insurance, Motor Vehicle Collision

Steps Involved in a Collision Claim

If you have never made an insurance claim before, the process can seem pretty daunting. However, if you have suffered damage to your vehicle, whether it was in an accident or because it was vandalised or had damage due to weather, you may need to make an insurance claim. After all, the reasons you have … Continue reading Steps Involved in a Collision Claim

Tags: Accident, Collision, Collision Claim, ICBC, Insurance