ICBC Accident Benefits
An experienced Vancouver personal injury attorney can assist you when you need to recover benefits to assist with your healing after a serious accident. When someone else can be viewed as negligent for the injuries you have sustained, you may be eligible to file a legal claim in order to recover compensation.
Part 7 benefits, otherwise classified as ICBC injury benefits provide assistance with income loss, rehabilitation costs, medical expenses and even death benefits. In order to tap into these part 7 benefits after an accident has occurred, there are three steps you need to take. These include:
- Appropriately reporting your accident to ICBC immediately.
- Giving ICBC a written report about the accident and your injuries within 30 days of its occurrence.
- Providing ICBC with a proof of claim form within 90 days of the accident itself.
What to Do Immediately After an Accident
Prior to talking directly to ICBC about your car accident claim, it is strongly recommended that you consult with a Vancouver car accident attorney. You may not understand the full scope of your rights until you’ve had the opportunity to speak directly to a lawyer.
Before signing any statements or documents or giving ICBC more access to your private information than they need, consulting with an attorney can help you understand your next steps. Small mistakes made at the outset of your case such as providing ICBC with more information than is necessary could harm your chances of optimal outcomes with a lawsuit.
Getting a Lawyer to Help with Your ICBC Claim
Our attorneys work hard to educate you about your rights and handle all of the reporting steps so that you are appropriately protected and can focus on recovery during this time. Anyone who has been injured or killed in a car accident in British Columbia is entitled to recover part 7 benefits. Even some individuals who are traveling outside of BC could be entitled to part 7 benefits. These are categorized as no-fault benefits meaning that even if the accident was your fault, you may still be able to recover them. Part 7 benefits cover numerous different types of rehabilitation and medical expenses, including:
- Attendant care
- Massage therapy
- Chiropractic care
- Occupational therapy
- Home modifications
Part 7 benefits can also contribute to some lost income up to $300 per week in the first week after a car accident. These usually will not start until after any EI benefits have been fully exhausted so it is a good idea to initiate your EI benefit application as soon as possible after a car accident. Homemakers may also be entitled to recover benefits if they are unable to do their household work.
Typically, the rate for this is $145 per week. Death benefits may also be provided to those individuals who have lost a loved one as a result of a car accident. ICBC may request to send you to a doctor of their choice in order to evaluate whether or not you are entitled to part 7 benefits.
Getting the Help You Require When You Need it Most
An attorney from a Vancouver car accident law firm can tell you more about what you should do in this situation and what the doctor cannot ask you about. It is important to understand your rights and responsibilities if you choose to move forward with this. It can be challenging to face filing for part 7 ICBC accident benefits on your own but consulting with an attorney can make this process easier.
Life may seem challenging or impossible after an accident, but it doesn’t have to be that way. Trust a lawyer who has helped with cases like this before.
How can a lawyer help when it comes to ICBC accident benefits?
A lawyer can help you to access ICBC accident benefits by explaining what rights you have and doing so in full. For example, many people do not realize they can claim for certain part 7 benefits. They will also ensure that you do not give away any more access to your personal details than you have to. As well as help you to avoid the many mistakes people make when reporting their accident to the ICBC.
If the accident was my fault, can I still file for ICBC claims?
Even if the accident was your fault you can still file for ICBC claims. This is the case whether you are found to be completely or partially to blame. If responsibility is shared, or you are wholly to blame, you will have to pay your part of the deductible. But you will normally still be able to recover your medical and rehabilitation costs. Understanding your full rights is advisable, so it is usually wise to consult an accident lawyer.
If the accident happened outside BC, can I still file for an IBCB claim?
You can still file for an IBCB claim even if you had your accident outside of BC. If it happens in Canada, you can do it online. But if it happens outside of the country it is better to ring the IBCB because foreign IP addresses are blocked by their system. Regardless of where your accident occurs, it is worth calling a Canadian accident claims lawyer before speaking to the IBCB. In this situation, you want to fully understand your rights.