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Limits On “Minor” Motor Vehicle Accident Injury Claims
Although regulated on both the federal and provincial levels, the life and property and casualty (including automobile) insurance business in Canada is an almost exclusively private, for-profit affair. The market is comprised of about thirty insurers of various sizes, each competing for Canadians’ business. All operate as for-profit companies, passing along net revenues to their … Continue reading Limits On “Minor” Motor Vehicle Accident Injury Claims
Accident With an Uninsured Driver | Diamond and Diamond BC
You’ve been in an automobile accident. Although you are certain you weren’t at fault and nobody was seriously injured, like a James Bond martini, you are shaken. What’s more, your car is a total loss. Fortunately, the other driver’s insurer will pay for a new one. But what if you discover that he or she … Continue reading Accident With an Uninsured Driver | Diamond and Diamond BC
Mistakes To Avoid When Filing an ICBC Claim – Diamond and Diamond BC
British Columbia residents who have never had to make an auto accident claim may assume that the Insurance Corporation of British Columbia (“ICBC”) is just another insurance company. In many respects this is correct, though it is nevertheless unique in several ways: Like the Post Office Department and Air Transport Security Authority, the ICBC is … Continue reading Mistakes To Avoid When Filing an ICBC Claim – Diamond and Diamond BC
BC Government Announces ICBC Changes
After years of financial hardship at ICBC, the BC NDP government announced on February 6, 2018, a series of changes to ICBC that may affect those injured in a car accident in BC. These changes include a $5,500 cap on pain and suffering on minor injury awards and the introduction of a Civil Resolution Tribunal … Continue reading BC Government Announces ICBC Changes
The Dangers of Driving Drowsy
For commercial truck drivers, sleepiness is the enemy. Because they are typically paid by the mile driven, down time, including rest and sleep breaks, is non-earning time. Despite federal laws limiting the number of hours a Canadian driver can work in a day, many try to drive extra shifts in order to earn overtime pay, … Continue reading The Dangers of Driving DrowsyIcicle Dangers
For years tales have been told of the “perfect murder” being committed with an icicle. A weapon that melts away even before the body is discovered? Ingenious. While most if not all of these stories seem at best improbable, they persist, perhaps in part due to the lack of a clear consensus of whether an … Continue reading Icicle Dangers
Snowmobiling Safety
The notion of a motorized vehicle that can run on deep snow has been around almost as long as the internal combustion engine. The first patent for a workable sled, the “Vehicle Propeller” was granted in Canada in 1911. In 1916, a United States patent was issued for a “traineau automobile”, believed to be the … Continue reading Snowmobiling Safety
Ice Fishing Safety Tips
To some, a day spent ice fishing represents the epitome of boredom. To them, it means sitting in a cold shack in the middle of a lake staring down mindlessly for hours at a hole one has laboriously drilled through the ice. Two thousand of Canadians, though, even an unproductive day of “hard water” angling … Continue reading Ice Fishing Safety Tips
Do’s and Don’ts After a Car Wreck – Diamond and Diamond BC
According to the Transport Canada website, in 2015 Canada’s 25 million licenced drivers were involved in around 160,000 automobile accidents in which a driver, pedestrian or passenger suffered reportable injuries. Many other crashes involve only damage to the vehicles or other property. While these numbers are relatively modest in comparison to those in many other … Continue reading Do’s and Don’ts After a Car Wreck – Diamond and Diamond BC
Injury Risks In Youth Ice Hockey
When it comes to winter sports, many consider “Canada” and “hockey” to be virtually synonymous. The beloved Montreal Canadiens and Toronto Maple Leafs National Hockey League franchises continue to stir the passions of millions of fans across the country, while statues pay tribute to legendary players such as “Les Habs’” Maurice “Rocket” Richard. Though professional … Continue reading Injury Risks In Youth Ice Hockey